(613) 735-4141 info@fcfinancial.ca

Personal Solutions

Our Approach

We work for you and with you.  Our goal is to align our expertise with your vision for the future. 

Building a Financial Plan: We will work with you to establish your goals and desired outcomes, and create a way for you to meet these goals. Your plan will be customized to your specific needs.

Portfolio – We will help you to select a series of products to carry out the plan. Your portfolio will be aligned with your specific risk tolerance and preferences for investing and may include; Stocks, Bonds, GIC’s, EFT’s, Mutual Funds, Segregated Funds.

Protecting the Financial Plan – we may suggest a variety of insurance products to enhance and protect your plan. Term/Permanent Life Insurance, Long Term Disability Insurance, Critical Illness Insurance

Our Approach

We work for you and with you.  Our goal is to align our expertise with your vision for the future. 

Building a Financial Plan: We will work with you to establish your goals and desired outcomes, and create a way for you to meet these goals. Your plan will be customized to your specific needs.

Portfolio – We will help you to select a series of products to carry out the plan. Your portfolio will be aligned with your specific risk tolerance and preferences for investing and may include; Stocks, Bonds, GIC’s, EFT’s, Mutual Funds, Segregated Funds.

Protecting the Financial Plan – we may suggest a variety of insurance products to enhance and protect your plan. Term/Permanent Life Insurance, Long Term Disability Insurance, Critical Illness Insurance

Achieve Financial Freedom

Not sure where to start? Call or visit our office to setup a no obligation consultation with an advisor. Our team holds the highest standards  in the financial service industry. As a full service brokerage we are able to deliver a full range of investment options.

Book A Free Consultation

Financial Planning

Understanding your personal finances can be an intimidating task…we meet with our clients to uncover their individual needs and goals, and customize a plan that will keep them on track to meet these goals. Whether it be saving for a home, educating your children, traveling the world when you retire, or maximizing the generational transfer of wealth, we can help you to realize your dreams.

Critical Illness Insurance

Did you know that 1 in 2 Canadians will develop Cancer in their lifetime? With all of the things to worry about when a critical illness strikes, why should financial stress be one of them? Thanks to continued medical advancements, the chances of you surviving a critical illness are much greater than you succumbing to the illness, which has created a need to supplement income lost while you repair your health. Critical Illness Insurance comes to you in the form of one lump sum payment, and can help you;

  • Reduce debt and other financial concerns while you cope with your illness
  • Replace any reduced or lost income for you and your spouse, who may wish to take time off work to care for you
  • Bring in additional help at home for you and your family
  • Consider new medical treatments and medications not covered by private or government health insurance plans

Disability Insurance

Having the ability to generate an income is your biggest asset. Disability insurance gives you protection against the possibility of losing income if you become disabled and you are not able to pay your expenses. Consider these situations;

  • A person spends months recuperating from a car accident.
  • A carpenter breaks an arm while skiing and can’t work for eight weeks.
  • An overworked doctor must “take it easy” after a heart attack.
  • Chemotherapy saps the energy of a busy store manager.
  • A stroke affects a computer programmer’s ability to reason with numbers.
  • An individual has been diagnosed with major depressive disorder following a traumatic event.

Life Insurance

Life insurance can be used to provide financial security and income for those you name as beneficiary, pay any debts and final expenses, or leave a legacy for future generations or charitable organizations that you care about.

Permanent Life Insurance

In addition to the protection life insurance offers after your death, it can also support a sound financial plan while you’re alive. Permanent life insurance gives you the opportunity to grow cash value within your policy over time, which can help you achieve your financial goals – like supplementing your retirement income or paying for your children’s education. We offer two types of permanent coverage: universal life insurance and participating life insurance.

Term Life Insurance

Term life insurance is well-suited to shorter-term protection needs such as Insuring your mortgage, or supplementing your income in the event of death, and the rates are typically at a lower initial cost as the insurance expires when the term is up. Traditionally, term insurance is available in 10 and 20 year options.

Travel Insurance

Through Manulife Insurance, we can offer you; Protection Against Medical Costs, Baggage Loss & Other Accidents. See our plans. (insert link to the manulife page was set up but no longer seems to be working)

Private Health and Dental Insurance

If you are recently retired, self employed, or just without a traditional employee benefit package, you may want to explore insuring you and your family with private coverage. Private health and dental insurance, can offer you a solution where you can better budget for expenses associated with managing your health.

Speak With An Advisor